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Denise Kelly - My Mortgage Girl

Denise Kelly

What We Do!

Denise Kelly, “My Mortgage Girl,” is a Level 2 Mortgage Agent with Mortgage Architects, licensed in Alberta, Ontario, and Newfoundland. With over 30 years of financial expertise, Denise and her daughter Madison combine experience and modern insight to deliver personalized mortgage solutions. From purchases and refinances to renewals and self-employed or damaged-credit files, they provide clear, compassionate guidance to help clients secure the best mortgage options with confidence.

Our Services

  • Mortgage Calculators & Tools
  • Rental Property Financing
  • Vacation Property Financing
  • Self-Employed/Damaged Credit Solutions
  • Mortgage Renewals
  • Refinancing
  • Home Purchases
Phone: 905-432-6429

About Denise Kelly

At My Mortgage Girl, we offer a full suite of mortgage solutions tailored to your life stage and financial goals:

  • Home Purchases: From first‑time buyers to luxury buyers, we guide you through every step—pre‑approval, property search, and closing.
  • Refinancing: Reduce your payments, consolidate debt, or free up equity—our experts craft the best refinancing strategy for you.
  • Mortgage Renewals: We compare multiple lenders to secure the lowest rates and most favorable terms when your mortgage is up for renewal.
  • Self‑Employed/Damaged Credit: No credit score is a barrier. We offer customized solutions that fit your unique financial profile.
  • Vacation & Rental Property Financing: Expand your investment portfolio with competitive rates on secondary homes and rental properties.
  • Mortgage Calculators & Tools: Use our online calculators to visualize affordability, interest impact, and payment schedules.
  • Ongoing Support: From post‑closing to annual reviews, we’re here to help you manage your mortgage and achieve long‑term wealth.

Partner with My Mortgage Girl for a mortgage experience that’s transparent, personalized, and geared toward lasting financial success.

Our Location:

Corner Brook - A2H
, A2H CA

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